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It's one of the most interesting tensions in Jainism, and Jains argue about it too. Some history first. Ahimsa pushed many Jains away from farming (which kills insects) and toward trade, finance and professions, and a reputation for honesty helped. The householder path never required poverty. It asks you to set a personal limit on possessions (parigraha-parimana), earn ethically, and give generously. Jain philanthropy is enormous: temples, schools, hospitals, animal shelters. Critics, including many young Jains, point out that lavish weddings, diksha processions and status competition sit awkwardly with aparigraha. The honest answer is that the ideal and the practice don't always match. That's true of every tradition, and it's a good thing to question out loud.